Compare Rates and Features Loan Products HSBC VN

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Compare Rates and Features | Loan Products - HSBC VN

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Latest offers with HSBC Premier

Premier support for overseas education

Articles about studying abroad

HSBC Premier World Mastercard® Credit Card

Spend Instalment on HSBC Vietnam App

Investment Linked Insurance Product - Pru-Flexinvest

Financial Planning Foreign Exchange

Special offers for study abroad

Global View and Global Transfers

HSBC International Student Program

Financial wellbeing management

Get sign-up gifts worth up to VND3.5m with your new HSBC TravelOne Credit Card

Apply for an HSBC Cash Back Credit Card and get up to VND 2 m cashback!

Live it up with an HSBC Live+ Credit Card – enjoy up to VND2.8m worth of sign-up gifts

Pay no annual fee when you spend with your HSBC LiveFree Credit Card

Latest offers with HSBC Premier

Premier support for overseas education

Articles about studying abroad

HSBC Premier World Mastercard® Credit Card

Spend Instalment on HSBC Vietnam App

Investment Linked Insurance Product - Pru-Flexinvest

Financial Planning Foreign Exchange

Special offers for study abroad

Global View and Global Transfers

HSBC International Student Program

Financial wellbeing management

Get sign-up gifts worth up to VND3.5m with your new HSBC TravelOne Credit Card

Apply for an HSBC Cash Back Credit Card and get up to VND 2 m cashback!

Live it up with an HSBC Live+ Credit Card – enjoy up to VND2.8m worth of sign-up gifts

Pay no annual fee when you spend with your HSBC LiveFree Credit Card

Designed with flexibility to best suit your needs

DetailedComparison of the Loans features

A loan that gives you the freedom to create wealth

Make your plans a reality today

Fulfill your personal needs while enjoying the attractive interest rates from fixed deposits

Loan To Value Ratio; or, Maximum Loan Amount

Up to 90% of the value of VND Time Deposit; or, 85% of the value of Time Deposit in FCY1

Step-down Interest Rate Scheme

Base on your actual balance utilization

DetailedComparison of the Loans features

A loan that gives you the freedom to create wealth

Make your plans a reality today

Fulfill your personal needs while enjoying the attractive interest rates from fixed deposits

Loan To Value Ratio; or, Maximum Loan Amount

Up to 90% of the value of VND Time Deposit; or, 85% of the value of Time Deposit in FCY1

Step-down Interest Rate Scheme

Base on your actual balance utilization

After the Fixed Period, Variable Rate will be applied

Mortgage interest rate might be lower if customer meet some conditions include: Premier, Payroll account and hold other HSBC’ products.

Home Mortgage Loan click to check more on Home Mortgage Loan page

Home Equity Loan click to check more on Home Equity Loan page

Rates for a Personal Instalment Loan: 16.49%p.a.

Interest rate = Prime Rate + Spread

Interest rate = Prime Rate + Spread

What are documents that I have to prepare for the Personal Instalment Loan application?

Labour contract or Letter of employment

Bank-statement showing the last 3 month salary if your income is from salary only OR bank-statement showing the last 6 month salary if your income is from base salary + commission or from commission only

Utility bill at current residential address

The Bank reserves the right to require customer to provide additional documents depending on each specific loan application. Please contact our Contact Center or visit any HSBC branch or transaction office for further support.

What are documents that I have to prepare for the Home Mortgage Loan application?

Security ownership document and other loan purpose document.

The Bank reserves the right to require customer to provide additional documents depending on each specific loan application.Pease contact our Contact Center or visit any HSBC branch or transaction office for further support.

How does the bank identify the value of my property? Can I choose my preferred valuation company?

The value of your collateral will be assessed by a Valuation Company appointed by the Bank. Customers will pay directly to the service providers according to listed fees on the Bank's website at https://www.hsbc.com.vn/en-vn/. To ensure independence and objectivity, the valuation company is randomly selected by the Bank and you cannot interfere into this selection procedure.

Which loan are you looking for

Let HSBC help you achieve your goals and enjoy life to the fullest.

Own your home today with a HSBC Mortgage Loan.

Achieve all your goals in life without worrying about capital support.

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